If you’re looking for a mortgage professional to help you with your home loan needs, you can turn to a company I trust: LOW RATE MORTGAGE INC.
I trust LOW RATE MORTGAGE INC, because we investigated their history, licensing, and the way they do business. We also investigated the background of owner Andrew Gutierrez.
“We guarantee we will give our clients the best home loan available.” – Andrew Gutierrez, Owner, Low Rate Mortgage Inc.
“Our goal at LOW RATE MORTGAGE INC is to help our clients save money by providing them with the lowest interest rates and closing costs available,” says owner Andrew Gutierrez. “We know finances are a big part of life, so we offer our clients a personal guarantee: we guarantee we will give our clients the best home loan available.”
I detected a certain intensity and dedication to his business. He told me he’ll close the door to his office to study the market for five hours. That’s dedication to customers!
Andrew tells me he can stand by his personal guarantee to provide clients with the lowest interest rates and closing costs in the market, because he’s a mortgage broker, representing dozens of different mortgage lenders. “Since we’re mortgage brokers, we can shop dozens of wholesale lenders to find the best deal for our clients,” says Andrew. “Unlike a credit union, we sit down and consult with our clients so we can determine the best option for them. Then we have the freedom to customize the loan to fit our clients’ needs. We end up helping everyone lower their monthly payment or pay their home off sooner. That’s a pretty awesome thing to do, to help someone save money.”
“Andrew makes us feel like we’re a priority.” -Cory Fowler, Client
Cory Fowler is one of Andrew’s clients and he likes working with Andrew and LOW RATE MORTGAGE INC so much he’s done three real estate transactions with them. “One of the best things about Andrew is how hard he works for his clients,” says Cory. “Andrew works harder than anyone. Somehow he always makes us feel like we’re a priority.
“I’m also impressed that he doesn’t oversell you on something you don’t want. I asked him about refinancing our home several years ago, and he told me to wait. Then, when the time was right, he was proactive and called me to let me know I should refinance my loan. Now I’m saving $200 a month on my home loan. For Andrew, it’s not about making money, but it’s about helping his clients. If you’re serious about buying or refinancing a home, he’s one of the most trustworthy people out there.”
According to Andrew, his mission at LOW RATE MORTGAGE INC is to serve his clients with honesty, integrity, and competence. “I like that I can structure a transaction to go hand in hand with my beliefs, and how business should be done,” says Andrew. “Everything I do, it represents me and what I stand for. We are transparent on what options are available and what you are paying for, while other lenders are not. We put it all out there for you.”
And if a client is not happy with the results? Andrew tells me they can walk away. “If a client is not happy with the results, they don’t have to do the loan,” says Andrew. “We’ll make it right so they can walk away with nothing attached. We never want to do a loan with someone who doesn’t want to.”
“We are going to be the next big lender out there,” Andrew tells me. “We are one of the top 5 lenders in the state of Utah in terms of the volume of business we do. I close more loans in one month than what an average loan officer does in a year. That’s how good we are. We want to be the No. 1 choice when people go to refinance, buy a home, or consolidate debt.”
So there you go:LOW RATE MORTGAGE INC: Now you know what our investigation revealed about this company’s history and their commitment to customer service.
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